A practical guide to building credit in the UK as a student or new grad. Register to vote, add one clean credit line, set full balance direct debits, keep utilisation low, and fix report errors fast.
Lots of students make extra money from tutoring, reselling, content creation, or small services. Tax is simple once you know what counts as trading, how the £1,000 trading allowance works, what to do with...
The student guide to cheap UK travel. Choose the right railcard, link it to Oyster, compare advance and split tickets, know when coaches beat trains, and pick season or Flexi options that match your study routine.
A practical mobile plan guide for UK students. Choose between SIM only and handset contracts, switch with PAC or STAC codes in minutes, turn on Wi Fi calling, set spend caps, and avoid roaming and bill shocks.
A clear guide to UK payslips for students and new grads. Understand tax codes, NI, pension and student loan lines, fix common errors fast, and build simple habits so your take home pay is always accurate.
A clear student guide to contents insurance. Learn when halls or parents’ policies already cover you, which add ons matter for laptops and bikes, how claims work, and easy ways to cut the premium without weakening protection.
A clear broadband guide for UK student houses. Pick the right speed and contract, avoid mid contract price hikes, place the router and mesh nodes for full coverage, and handle setup, outages, and end of tenancy the easy way.
A practical student guide to UK energy bills. Learn how to set up suppliers, choose tariffs, split costs fairly, use smart meters, handle prepayment, and follow end of tenancy steps that get credit balances back.
A clear guide to UK student loan repayments. Identify your plan, read the payslip lines, fix wrong deductions, get refunds when you overpay, and switch to Direct Debit near the end so you do not pay more than you need.
The student guide to Black Friday scams. Spot fake delivery texts, lookalike shops, marketplace refund tricks, and finance phishing. Learn the exact steps to take if you clicked or paid, and the simple habits that keep your money safe.
A calm Black Friday playbook for students. Set a single weekend budget, use a one screen wishlist, follow strict BNPL rules, and protect refunds with tracked returns, screenshots, and a 48 hour test plan.